Medicare covers home health at 100%. There is no out of pocket cost. If you have a Medicare replacement or private insurance policy, you will need to refer to that policy for your out of pocket cost. Many of these types of policies also require preauthorization. While the admitting nurse will attempt to give you an accurate estimate of what services you will receive, the insurance companies do not always agree with the nurse/physician recommendations for your care. In those cases, the agency will do everything we can to provide you high quality care within the service limits imposed by your provider. If you request to receive care outside of those service limits, we can provide that care at your cost.